Bank compatibility and Rikki configuration

Rikki targets the Spanish market and allows you to directly link CaixaBank, Revolut, Imagin, and Unicaja cards to the ring, but we're also compatible with other Spanish and European banks via a bridge card. Furthermore, we're working to add more cards from Spain to our native compatibility list.

In this section we explain it in detail and also show you how to link your card to the ring and how you can control it through the Rikki app.

Direct native link

  • Rikki vinculación nativa directa

    What is direct native linking?

    It's the fastest and easiest method because it allows you to connect your card directly to the ring using the Rikki app.

  • Can I directly connect CaixaBank, Revolut*, Imagin and Unicaja cards to Rikki?

    Yes. Rikki is specifically geared towards the Spanish banking market and allows for native and direct integration with these banks. Furthermore, we are continuously working to integrate new banks.

    If your bank is not on this list, you can link your card indirectly using a bridge card.

    *The Revolut card must be a Visa.

  • Can I directly link European cards to Rikki?

    Yes. Rikki also allows direct connection with more than 50 banks in the European Union.

  • Can I use multiple rings with the same card?

    Yes. The same card can be linked to multiple rings, which is useful for couples or families.

    You can do it with both directly and indirectly linked cards.

Indirect link with bridge card

  • Rikki Vinculación indirecta con tarjeta puente

    What is indirect linking with a bridge card?

    It's a linking method that allows you to connect any Spanish or European card to your Rikki ring using a bridge card. With this method, you first need to obtain the bridge card from Curve, link your bank card to Curve, and then link Curve to your ring.

  • If I use indirect linking, do I need to transfer money to another account?

    No. With Curve you don't need to transfer money because all expenses you make with the ring will be charged directly to your account.

  • Can I use Rikki with any Spanish bank?

    Yes. You can use Rikki with any Spanish bank using the Curve bridge card.

  • Can I link any international card to Rikki?

    Yes. With the Curve bridge card you can link any card from EEA and UK banks.

    You can also add cards from outside the EEA or UK, as long as your first Curve card is from the EEA/UK.

  • Can I add Crypto or PayPal cards to Rikki?

    Yes. You can link your PayPal or Crypto card to the Rikki ring via Curve.

    The crypto card must be a Visa or Mastercard debit or credit card issued in the UK or the European Economic Area (EEA). Most major crypto cards available in Europe meet this requirement.

  • Can I use multiple cards with the same ring?

    Yes. You can link multiple cards to the same ring using Curve. This allows you to separate personal, family, and business expenses.

    You can even decide which account to direct the spending to after you've made the payment.

  • Do I need to be a resident of the European Union or the United Kingdom?

    Yes. Due to banking license restrictions, you can only use our service if you are a national or resident of an EEA country or the UK. However, you can use the ring to pay worldwide.

  • Are there any payment fees or maintenance fees?

    No, the ring is a one-time purchase and has no additional costs.

  • Does Rikki offer customer support in Spanish?

    Yes. Rikki offers customer support in Spanish , available 24/7 via both WhatsApp and email .
    In addition, it has online help for ring setup , available in Spanish and English , to make the process easier from the very beginning.

  • What do Rikki's customers think?

    Customers rate their experience with Rikki very positively.
    The ring has an average rating of 4.9 out of 5 on Judge.me , based on verified customer reviews , which highlight bank compatibility, Spanish support, and fast shipping.

How to link your card to the Rikki ring

  • App de Rikki

    Download the Rikki app and add your ring

    Rikki iOS

    Rikki Android

  • Leer el anillo Rikki con tu movil

    Place the ring in contact with the NFC

    The position of the NFC chip depends on your mobile phone model.

  • Rikki app identificacion

    Register your email

    This email will identify you as a user.

  • Rikki app nunca ve tus datos bancarios

    Connect your card

    Rikki never sees your card details or records them on its servers, but sends them directly to Visa or Mastercard through a secure gateway, so that they return a token that identifies your card and your ring.

  • Rikki app grabando el token

    Engrave the token on the ring

    Place the ring on the table and the mobile phone on top, in contact with the NFC.

    Do not move it until the entire recording process is complete.

  • Rikki app token grabado

    Engraved Token

    The token encrypts your card details so that no one can see them.

    In case of loss, theft or risk of fraud, you can block it yourself using this app.

    Only the token is blocked, your card remains active.

  • Rikki app activa tu anillo

    Activate the ring

    Activate the ring so you can pay with it.

    Your bank will send a verification SMS to the mobile phone number you have registered with your account.

  • Rikki app anillo listo para pagar

    Ready to use

    You can now use Rikki to pay with it.

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How to create a bridge card

  • App de Curve

    Download the Curve app

    Curve iOS

    Curve Android

    Create an account by following the steps provided.

  • Curve app claves para crear una cuenta

    Keys to creating an account

    IMPORTANT:

    1. Don't use someone else's mobile phone.

    2. Enter your details exactly as they appear on your ID card.

    3. Photo of ID and selfie, well lit, with a white background, in focus and facing forward

  • Curve app sube tu tarjeta

    Upload your bank card

    You can add up to 5 cards to the free plan, but the first one must be from the EU.

  • Curve app escoge tu plan

    Choose your card plan

    The free plan is sufficient to use the ring.

    If you need additional features, you can use a paid plan.

  • Curve app anota tus datos bancarios

    Write down the details of the Curve card

    They are in 'Launchpad / Account / Card details'.

    Take this opportunity to find out your Curve PIN, which is different from your card PIN, and is the one you have to enter when you pay with the ring.

  • Rikki app vincula tu tarjeta Curve

    Link the Curve card to the ring and activate it

    Download the Rikki app and enter your Curve card details, not your Spanish bank card details.

    You can now use Rikki to pay with it.

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How to control the ring with the Rikki app

  • Rikki app añade otro anillo

    Add another ring

    You can add someone else's ring, for example, your partner's, your mother's, or your child's.

  • Rikki app pausa los pagos

    Pause payments

    Prevent payments from being made with the ring if you are not going to use it.

  • Rikki app denuncia perdida o robo

    Report loss or theft

    This action blocks payments with the ring and prevents another person from resetting it to use it without your permission.

    Only you can unlock it if you recover it.

  • Rikki app reemplaza tu tarjeta

    Replace the card

    Have you changed your card? No problem, just add the details of the new card and continue using your ring.

  • Rikki app datos del anillo

    Ring data

    • Linked card.
    • Ready for payments or do you need to activate it?
    • Token expiration.
    • Ring ID helps identify it in case of theft.
  • Rikki app resetea el anillo

    Restore factory settings

    Reset the ring if you're going to give it to someone else.

  • Rikki app borra el anillo de la pp

    Remove the ring from the app

    If you change your phone, make sure to delete it from the app.

    You can register it on the new mobile without needing to re-record the token.

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