How Rikki works

If yours is not on the list, the Curve bridge card lets you use any Spanish or European card with your ring.

1. Download the Rikki app and add your ring

   

2. Bring the ring to the phone's NFC

   The NFC position depends on your phone model.

   

3. Register your email

   It will identify you as a user.

   

4. Connect your card

   Rikki never sees your card data or stores it on its servers. It goes straight to Visa or Mastercard through a secure gateway, which returns a token that identifies your card and your ring.

   

5. Write the token onto the ring

   Put the ring on the table and the phone on top, touching the NFC. Do not move anything until the process finishes.

   

6. Token written

   The token encrypts your card data so nobody can see it. If you lose the ring or fear fraud, you can block it yourself in the app. Only the token is blocked; your card stays active.

   

7. Activate the ring

   Your bank will send a verification SMS to the phone number registered on your account. If it takes a while, see "Something is not working" below.

   

8. Ready to use

   You can now pay with your ring. See how to pay (step 3).

   

1. Download the Curve app and create an account

   Follow the steps the app gives you.

   

2. Key points to create the account

   Do not use someone else's phone. Enter your details exactly as on your ID. Take the ID photo and selfie well lit, in focus, facing the camera, against a white background.

   

3. Add your bank card

   You can add up to 5 cards on the free plan, but the first one must be from the EU.

   

4. Choose your plan

   The free plan is enough to use the ring. Paid plans are only for extra features.

   

5. Note down your Curve card details

   You will find them under "Launchpad / Account / Card details". While you are there, check the Curve PIN: it is different from your bank card PIN and it is the one you enter when paying with the ring.

   

6. Link the Curve card to the ring and activate it

   In the Rikki app, enter the Curve card details, not your bank card details, and follow the steps from the guide above (write the token and activate). Then you can pay.

   

• Add another ringYou can add someone else's ring, such as your partner's, your mother's or your child's.
• Pause paymentsStops payments with the ring while you are not using it. You can switch it back on at any time.
• Report loss or theftBlocks payments with the ring and stops anyone else from resetting it to use it without your permission. This is permanent.
• Replace the cardChanged card, or want to switch between Curve and direct linking? Add the new card details and keep using your ring.
• Ring detailsLinked card, whether it is ready to pay or needs activating, token expiry and the ring ID, which helps identify it in case of theft.
• Restore factory settingsResets the ring completely. Use it if you are giving or selling it to someone else.
• Remove the ring from the appIf you change phone, remove it from the old one first. You can add it to the new phone without writing the token again.