Why does Rikki ask for a PIN on payments of €50 or more?
Rikki requires a PIN for payments of €50 or more to ensure maximum security in every transaction and comply with European payment regulations (PSD2) .
This system works just like traditional bank cards. For amounts under €50, you can pay quickly and without a PIN , just like with a contactless card.
In short, Rikki combines everyday convenience with professional-level bank security when you need it most.